{"id":1133,"date":"2020-10-26T15:34:12","date_gmt":"2020-10-26T06:34:12","guid":{"rendered":"https:\/\/adev.ptotjinzaibank.com\/pt\/tensyoku-column\/post\/hard\/"},"modified":"2026-09-18T15:34:12","modified_gmt":"2026-09-18T06:34:12","slug":"hard","status":"publish","type":"post","link":"https:\/\/www.ptotjinzaibank.com\/pt\/tensyoku-column\/post\/hard\/","title":{"rendered":"\u7406\u5b66\u7642\u6cd5\u58eb\u304c\u3064\u3089\u3044\u30fb\u8f9e\u3081\u305f\u3044\u7406\u75318\u9078\uff5c\u75b2\u308c\u305f\u6642\u306e\u5bfe\u51e6\u6cd5\u30681\u5e74\u76ee\u306e\u8ee2\u8077\u5224\u65ad\u8ef8"},"content":{"rendered":"\n<p>\u300c\u6bce\u65e5\u306e\u60a3\u8005\u69d8\u5bfe\u5fdc\u3084\u4ecb\u52a9\u4f5c\u696d\u3067\u8eab\u4f53\u304c\u9650\u754c\u2026\u300d \u300c\u3069\u308c\u3060\u3051\u9811\u5f35\u3063\u3066\u3082\u6210\u679c\u304c\u51fa\u305a\u3001\u60a3\u8005\u3055\u3093\u3084\u4e0a\u53f8\u304b\u3089\u306e\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u304c\u3064\u3089\u3044\u2026\u300d<\/p>\n\n\n\n<p>\u65e5\u3005\u3001\u60a3\u8005\u69d8\u306e\u56de\u5fa9\u306b\u5411\u3051\u3066\u5168\u529b\u3092\u5c3d\u304f\u3059\u7406\u5b66\u7642\u6cd5\u58eb\uff08PT\uff09\u3067\u3059\u304c\u3001\u601d\u3044\u901a\u308a\u306b\u3044\u304b\u306a\u3044\u81e8\u5e8a\u3084\u4eba\u9593\u95a2\u4fc2\u3001\u7d66\u4e0e\u306e\u4f4e\u3055\u306b\u60a9\u307f\u3001\u300c\u81ea\u5206\u306b\u5411\u3044\u3066\u3044\u306a\u3044\u306e\u3067\u306f\u300d\u3068\u8ffd\u3044\u8a70\u3081\u3089\u308c\u3066\u3057\u307e\u3046\u65b9\u306f\u5c11\u306a\u304f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u7d50\u8ad6\u304b\u3089\u304a\u4f1d\u3048\u3059\u308b\u3068\u3001\u3042\u306a\u305f\u304c\u300c\u3064\u3089\u3044\u300d\u3068\u611f\u3058\u3066\u3044\u308b\u306e\u306f\u52aa\u529b\u4e0d\u8db3\u3084\u7518\u3048\u3067\u306f\u306a\u304f\u3001\u7406\u5b66\u7642\u6cd5\u58eb\u3092\u53d6\u308a\u5dfb\u304f\u696d\u754c\u69cb\u9020\u3084\u74b0\u5883\u306b\u539f\u56e0\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001PT\u304c\u3064\u3089\u3044\u3068\u611f\u3058\u308b\u30ea\u30a2\u30eb\u306a\u7406\u7531\u3068\u3001\u9650\u754c\u3092\u8fce\u3048\u308b\u524d\u306b\u53d6\u308c\u308b\u5177\u4f53\u7684\u306a\u89e3\u6c7a\u7b56\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u3010\u307e\u305a\u7d50\u8ad6\u3011\u7406\u5b66\u7642\u6cd5\u58eb\u304c\u3064\u3089\u3044\u3068\u611f\u3058\u308b\u4e3b\u306a\u7406\u7531\u3068\u89e3\u6c7a\u7b56\u4e00\u89a7<\/h2>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\uff08PT\uff09\u304c\u3064\u3089\u3044\u3068\u611f\u3058\u308b\u4e3b\u306a\u7406\u7531\u306f\u3001\u300c\u8089\u4f53\u52b4\u50cd\u306b\u3088\u308b\u75b2\u52b4\u300d\u300c\u30ea\u30cf\u30d3\u30ea\u6210\u679c\u304c\u51fa\u306a\u3044\u7cbe\u795e\u7684\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u300d\u300c\u4e0a\u304c\u308a\u306b\u304f\u3044\u7d66\u4e0e\u300d\u300c\u8077\u5834\u306e\u4eba\u9593\u95a2\u4fc2\u300d\u306e4\u3064\u306b\u5927\u5225\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7121\u7406\u3092\u3057\u3066\u73fe\u72b6\u3092\u6211\u6162\u3057\u7d9a\u3051\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3054\u81ea\u8eab\u306e\u30b9\u30c8\u30ec\u30b9\u8981\u56e0\u3092\u6b63\u3057\u304f\u628a\u63e1\u3057\u3001\u9069\u5207\u306a\u30bb\u30eb\u30d5\u30b1\u30a2\u3084\u8077\u5834\u3078\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3001\u3042\u308b\u3044\u306f\u81ea\u5206\u306b\u5408\u3063\u305f\u74b0\u5883\u3078\u8ee2\u8077\u3059\u308b\u3053\u3068\u3067\u72b6\u6cc1\u304c\u6539\u5584\u3067\u304d\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table stk-table-scroll\"><table><tbody><tr><td><strong>\u3064\u3089\u3055\u306e\u5206\u985e<\/strong><\/td><td><strong>\u4e3b\u306a\u539f\u56e0<\/strong><\/td><td><strong>\u4eca\u3059\u3050\u3067\u304d\u308b\u5bfe\u51e6\u6cd5<\/strong><\/td><\/tr><tr><td>\u4f53\u529b\u30fb\u8eab\u4f53\u9762<\/td><td>\u4ecb\u52a9\u52d5\u4f5c\u306b\u3088\u308b\u8089\u4f53\u52b4\u50cd\u3001\u8170\u75db\u306e\u5e38\u614b\u5316<\/td><td>\u62b1\u3048\u8fbc\u307f\u52d5\u4f5c\u306e\u898b\u76f4\u3057\u3001\u30bb\u30eb\u30d5\u30b1\u30a2\u306e\u5fb9\u5e95<\/td><\/tr><tr><td>\u7cbe\u795e\u30fb\u611f\u60c5\u9762<\/td><td>\u6210\u679c\u304c\u51fa\u306a\u3044\u7126\u308a\u3001\u60a3\u8005\u30fb\u5bb6\u65cf\u304b\u3089\u306e\u671f\u5f85<\/td><td>1\u4eba\u3067\u62b1\u3048\u8fbc\u307e\u305a\u5148\u8f29\u30fb\u4e0a\u53f8\u3078\u65e9\u671f\u76f8\u8ac7<\/td><\/tr><tr><td>\u5f85\u9047\u30fb\u7d4c\u6e08\u9762<\/td><td>\u6607\u7d66\u4e0a\u9650\u30fb\u8a3a\u7642\u5831\u916c\u5236\u5ea6\u306b\u3088\u308b\u7d66\u4e0e\u306e\u4f4e\u3055<\/td><td>\u8a2a\u554f\u30ea\u30cf\u306a\u3069\u9ad8\u6c34\u6e96\u306a\u8077\u5834\u3078\u306e\u8ee2\u8077\u691c\u8a0e<\/td><\/tr><tr><td>\u4eba\u9593\u95a2\u4fc2\u30fb\u74b0\u5883<\/td><td>\u591a\u8077\u7a2e\u9023\u643a\u306e\u6469\u64e6\u3001\u696d\u52d9\u5916\u306e\u52c9\u5f37\u4f1a\u30fb\u6b8b\u696d<\/td><td>\u6709\u5fd7\u53c2\u52a0\u306e\u8077\u5834\u3078\u306e\u5909\u66f4\u3001\u6761\u4ef6\u306e\u5272\u308a\u5207\u308a<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u5927\u30b9\u30c8\u30ec\u30b9\uff08\u4f53\u529b\u30fb\u7cbe\u795e\u30fb\u5f85\u9047\u30fb\u4eba\u9593\u95a2\u4fc2\uff09\u3068\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u300c\u8077\u5834\u6539\u5584\u300d\u300c\u8ee2\u8077\u300d\u3068\u3044\u3063\u305f\u89e3\u6c7a\u306e\u30d9\u30af\u30c8\u30eb\u3092\u307e\u3068\u3081\u305f\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af-1024x683.jpg\" alt=\"4\u5927\u30b9\u30c8\u30ec\u30b9\uff08\u4f53\u529b\u30fb\u7cbe\u795e\u30fb\u5f85\u9047\u30fb\u4eba\u9593\u95a2\u4fc2\uff09\u3068\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u300c\u8077\u5834\u6539\u5584\u300d\u300c\u8ee2\u8077\u300d\u3068\u3044\u3063\u305f\u89e3\u6c7a\u306e\u30d9\u30af\u30c8\u30eb\u3092\u307e\u3068\u3081\u305f\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af\" class=\"wp-image-5433\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u5927\u30b9\u30c8\u30ec\u30b9\uff08\u4f53\u529b\u30fb\u7cbe\u795e\u30fb\u5f85\u9047\u30fb\u4eba\u9593\u95a2\u4fc2\uff09\u3068\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u300c\u8077\u5834\u6539\u5584\u300d\u300c\u8ee2\u8077\u300d\u3068\u3044\u3063\u305f\u89e3\u6c7a\u306e\u30d9\u30af\u30c8\u30eb\u3092\u307e\u3068\u3081\u305f\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af-1024x683.jpg 1024w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u5927\u30b9\u30c8\u30ec\u30b9\uff08\u4f53\u529b\u30fb\u7cbe\u795e\u30fb\u5f85\u9047\u30fb\u4eba\u9593\u95a2\u4fc2\uff09\u3068\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u300c\u8077\u5834\u6539\u5584\u300d\u300c\u8ee2\u8077\u300d\u3068\u3044\u3063\u305f\u89e3\u6c7a\u306e\u30d9\u30af\u30c8\u30eb\u3092\u307e\u3068\u3081\u305f\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af-300x200.jpg 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u5927\u30b9\u30c8\u30ec\u30b9\uff08\u4f53\u529b\u30fb\u7cbe\u795e\u30fb\u5f85\u9047\u30fb\u4eba\u9593\u95a2\u4fc2\uff09\u3068\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u300c\u8077\u5834\u6539\u5584\u300d\u300c\u8ee2\u8077\u300d\u3068\u3044\u3063\u305f\u89e3\u6c7a\u306e\u30d9\u30af\u30c8\u30eb\u3092\u307e\u3068\u3081\u305f\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af-768x512.jpg 768w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u5927\u30b9\u30c8\u30ec\u30b9\uff08\u4f53\u529b\u30fb\u7cbe\u795e\u30fb\u5f85\u9047\u30fb\u4eba\u9593\u95a2\u4fc2\uff09\u3068\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u300c\u8077\u5834\u6539\u5584\u300d\u300c\u8ee2\u8077\u300d\u3068\u3044\u3063\u305f\u89e3\u6c7a\u306e\u30d9\u30af\u30c8\u30eb\u3092\u307e\u3068\u3081\u305f\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af-485x323.jpg 485w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u5927\u30b9\u30c8\u30ec\u30b9\uff08\u4f53\u529b\u30fb\u7cbe\u795e\u30fb\u5f85\u9047\u30fb\u4eba\u9593\u95a2\u4fc2\uff09\u3068\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u300c\u8077\u5834\u6539\u5584\u300d\u300c\u8ee2\u8077\u300d\u3068\u3044\u3063\u305f\u89e3\u6c7a\u306e\u30d9\u30af\u30c8\u30eb\u3092\u307e\u3068\u3081\u305f\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af.jpg 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u4ed5\u4e8b\u304c\u3064\u3089\u3044\u30fb\u304d\u3064\u3044\u3068\u611f\u3058\u308b8\u3064\u306e\u30ea\u30a2\u30eb\u306a\u7406\u7531<\/h2>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u4ed5\u4e8b\u304c\u3064\u3089\u3044\u30fb\u304d\u3064\u3044\u3068\u611f\u3058\u308b\u5177\u4f53\u7684\u306a\u7406\u7531\u306b\u3064\u3044\u3066\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1.\u79fb\u4e57\u3084\u8d77\u7acb\u4ecb\u52a9\u306b\u3088\u308b\u300c\u4f53\u529b\u7684\u306a\u9650\u754c\u3068\u8170\u75db\u300d<\/h3>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u4ed5\u4e8b\u306f\u3001\u60f3\u50cf\u4ee5\u4e0a\u306b\u4f53\u529b\u3092\u4f7f\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7279\u306b\u4f53\u304c\u4e0d\u81ea\u7531\u306a\u60a3\u8005\u69d8\u306e\u79fb\u4e57\u3084\u8d77\u7acb\u3001\u6b69\u884c\u7df4\u7fd2\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u969b\u306f\u3001\u81ea\u5206\u306e\u8eab\u4f53\u3092\u7121\u7406\u306a\u59ff\u52e2\u306b\u56fa\u5b9a\u3057\u3066\u4f53\u91cd\u3092\u652f\u3048\u7d9a\u3051\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u9069\u5207\u306a\u4ecb\u52a9\u30d5\u30a9\u30fc\u30e0\u304c\u8eab\u306b\u3064\u3044\u3066\u3044\u306a\u3044\u65b0\u4eba\u671f\u3084\u30011\u65e5\u306b10\u4eba\u4ee5\u4e0a\u306e\u62c5\u5f53\u3092\u3053\u306a\u3059\u591a\u5fd9\u306a\u8077\u5834\u3067\u306f\u3001\u4f53\u529b\u7684\u306b\u304d\u3064\u3044\u3068\u611f\u3058\u308b\u5834\u9762\u304c\u591a\u304f\u3001\u8077\u696d\u75c5\u3067\u3042\u308b\u8170\u75db\u3092\u767a\u75c7\u3057\u3066\u9650\u754c\u3092\u8fce\u3048\u3066\u3057\u307e\u3046\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002\u6bce\u65e5\u75b2\u308c\u308b\u8eab\u4f53\u306b\u97ad\u3092\u6253\u3063\u3066\u50cd\u304f\u72b6\u6cc1\u306f\u3001\u65e9\u671f\u96e2\u8077\u306e\u539f\u56e0\u306b\u3082\u306a\u308a\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2.\u30ea\u30cf\u30d3\u30ea\u6210\u679c\u304c\u51fa\u306a\u3044\u7126\u308a\u3068\u300c\u7cbe\u795e\u7684\u306a\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u300d<\/h3>\n\n\n\n<p>\u3069\u308c\u3060\u3051\u77e5\u8b58\u3092\u8a70\u3081\u8fbc\u307f\u5168\u529b\u3067\u6cbb\u7642\u306b\u5411\u304d\u5408\u3063\u3066\u3082\u3001\u671f\u5f85\u901a\u308a\u306e\u56de\u5fa9\u304c\u5f97\u3089\u308c\u306a\u3044\u5834\u9762\u306b\u304a\u3044\u3066\u306f\u3001\u7cbe\u795e\u7684\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u8133\u5352\u4e2d\u306e\u5f8c\u907a\u75c7\u3084\u9032\u884c\u6027\u75be\u60a3\u306a\u3069\u30011\u56de\u306e\u30ea\u30cf\u30d3\u30ea\u3067\u306f\u52b9\u679c\u304c\u51fa\u306a\u3044\u30b1\u30fc\u30b9\u3084\u56de\u5fa9\u3057\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u308a\u3001\u8a66\u884c\u932f\u8aa4\u3092\u7e70\u308a\u8fd4\u3057\u3066\u3082\u6539\u5584\u3057\u306a\u3044\u7126\u308a\u304b\u3089\u300c\u81ea\u5206\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u9593\u9055\u3063\u3066\u3044\u308b\u306e\u3067\u306f\u300d\u3068\u60a9\u3080PT\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3055\u3089\u306b\u3001\u60a3\u8005\u69d8\u672c\u4eba\u3084\u3054\u5bb6\u65cf\u304b\u3089\u306e\u5207\u5b9f\u306a\u671f\u5f85\u3084\u8cac\u4efb\u304c\u91cd\u5727\u3068\u306a\u308a\u3001\u7cbe\u795e\u7684\u306b\u304d\u3064\u3044\u3068\u611f\u3058\u308b\u8981\u56e0\u306b\u3082\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3.\u533b\u5e2b\u30fb\u770b\u8b77\u5e2b\u30fb\u4ed6\u8077\u7a2e\u3068\u306e\u300c\u4eba\u9593\u95a2\u4fc2\u30fb\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u6469\u64e6\u300d<\/h3>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306f\u30ea\u30cf\u30d3\u30ea\u8077\u7a2e\u5185\u3060\u3051\u3067\u306a\u304f\u3001\u533b\u5e2b\u3001\u770b\u8b77\u5e2b\u3001\u30b1\u30a2\u30de\u30cd\u30b8\u30e3\u30fc\u306a\u3069\u591a\u8077\u7a2e\u3068\u9023\u643a\u3057\u3066\u6cbb\u7642\u3092\u9032\u3081\u308b\u305f\u3081\u3001\u4eba\u9593\u95a2\u4fc2\u306e\u6469\u64e6\u304c\u751f\u3058\u3084\u3059\u3044\u74b0\u5883\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30c1\u30fc\u30e0\u533b\u7642\u3092\u884c\u3046\u4e2d\u3067\u306f\u591a\u8077\u7a2e\u9023\u643a\u306e\u96e3\u3057\u3055\u306b\u76f4\u9762\u3057\u3001\u60a3\u8005\u69d8\u3078\u306e\u65b9\u91dd\u3092\u5de1\u3063\u3066\u610f\u898b\u304c\u5bfe\u7acb\u3057\u305f\u308a\u3001\u30ab\u30f3\u30d5\u30a1\u30ec\u30f3\u30b9\u3067\u30ea\u30cf\u30d3\u30ea\u8077\u306e\u610f\u898b\u304c\u8efd\u8996\u3055\u308c\u305f\u308a\u3057\u3066\u30b9\u30c8\u30ec\u30b9\u3092\u62b1\u3048\u308b\u3053\u3068\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u8077\u5834\u306e\u5148\u8f29\u3084\u4e0a\u53f8\u304b\u3089\u306e\u53b3\u3057\u3044\u6307\u5c0e\u3084\u30d1\u30ef\u30cf\u30e9\u6c17\u8cea\u3001\u533b\u5e2b\u3068\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u53d6\u308a\u3065\u3089\u3055\u306b\u60a9\u307e\u3055\u308c\u3001\u7cbe\u795e\u7684\u306b\u75b2\u5f0a\u3057\u3066\u3057\u307e\u3046\u4e8b\u4f8b\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4.\u4e0a\u304c\u3089\u306a\u3044\u7d66\u4e0e\u3068\u300c\u624b\u53d6\u308a\u306e\u4f4e\u3055\u300d\u3078\u306e\u5c06\u6765\u4e0d\u5b89<\/h3>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u7d66\u6599\u304c\u4f4e\u3044\u3068\u611f\u3058\u308b\u80cc\u666f\u306b\u306f\u3001\u8a3a\u7642\u5831\u916c\u5236\u5ea6\u306b\u3088\u3063\u30661\u4eba\u3042\u305f\u308a\u306e\u8acb\u6c42\u4e0a\u9650\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u696d\u754c\u69cb\u9020\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3069\u308c\u307b\u3069\u81e8\u5e8a\u3067\u6210\u679c\u3092\u51fa\u3057\u3066\u3082\u4e00\u5f8b\u306e\u8a55\u4fa1\u306b\u3068\u3069\u307e\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u6607\u7d66\u304c\u4f38\u3073\u60a9\u3080\u305f\u3081\u3001\u5e74\u9f62\u3092\u91cd\u306d\u308b\u306b\u3064\u308c\u3066\u624b\u53d6\u308a\u306e\u4f4e\u3055\u3084\u5e74\u53ce\u306b\u5bfe\u3059\u308b\u4e0d\u5b89\u304c\u5f37\u307e\u308b\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002\u65e5\u3005\u306e\u696d\u52d9\u91cf\u306b\u5bfe\u3057\u3066\u5f97\u3089\u308c\u308b\u5bfe\u4fa1\u304c\u898b\u5408\u3063\u3066\u3044\u306a\u3044\u3068\u611f\u3058\u3001\u300c\u3053\u306e\u307e\u307e\u50cd\u304d\u7d9a\u3051\u3066\u3082\u5c06\u6765\u6027\u304c\u306a\u3044\u306e\u3067\u306f\u300d\u3068\u3044\u3046\u7d4c\u6e08\u7684\u30b9\u30c8\u30ec\u30b9\u304c\u8ee2\u8077\u30fb\u9000\u8077\u7406\u7531\u3068\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5.\u696d\u52d9\u5916\u306e\u300c\u81ea\u5df1\u7814\u947d\uff08\u52c9\u5f37\u4f1a\u30fb\u75c7\u4f8b\u767a\u8868\uff09\u3084\u6b8b\u696d\u300d\u306e\u591a\u3055<\/h3>\n\n\n\n<p>\u52e4\u52d9\u6642\u9593\u5185\u306e\u30ea\u30cf\u30d3\u30ea\u696d\u52d9\u306b\u3068\u3069\u307e\u3089\u305a\u3001\u52e4\u52d9\u5916\u306e\u52c9\u5f37\u3084\u66f8\u985e\u4f5c\u696d\u306e\u591a\u3055\u304c\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u3066\u3057\u307e\u3046\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7d42\u696d\u5f8c\u306e\u52c9\u5f37\u4f1a\u3084\u4f11\u65e5\u958b\u50ac\u306e\u8b1b\u7fd2\u4f1a\u3001\u5b66\u4f1a\u306b\u5411\u3051\u305f\u75c7\u4f8b\u767a\u8868\u306e\u6e96\u5099\u3001\u3055\u3089\u306b\u306f\u81ea\u5df1\u8ca0\u62c5\u3067\u652f\u6255\u3046\u9ad8\u984d\u306a\u7814\u4fee\u8cbb\u306a\u3069\u304c\u8ca0\u62c5\u3068\u306a\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u3088\u3046\u3067\u3059\u3002\u52a0\u3048\u3066\u3001\u65e5\u3005\u306e\u30ab\u30eb\u30c6\u4f5c\u6210\u3084\u30ea\u30cf\u30d3\u30ea\u8a08\u753b\u66f8\u306e\u7acb\u6848\u3001\u30ab\u30f3\u30d5\u30a1\u30ec\u30f3\u30b9\u6e96\u5099\u306b\u8ffd\u308f\u308c\u3001\u6162\u6027\u7684\u306a\u6b8b\u696d\u3084\u30b5\u30fc\u30d3\u30b9\u6b8b\u696d\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u8077\u5834\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6.1\u5e74\u76ee\u3084\u65b0\u4eba\u304c\u62b1\u3048\u308b\u300c\u30b9\u30ad\u30eb\u4e0d\u8db3\u3068\u7406\u60f3\u3068\u306e\u30ae\u30e3\u30c3\u30d7\u300d<\/h3>\n\n\n\n<p>\u8cc7\u683c\u3092\u53d6\u5f97\u3057\u305f\u3070\u304b\u308a\u306e1\u5e74\u76ee\u3084\u65b0\u4eba\u306f\u3001\u81e8\u5e8a\u63a8\u8ad6\u3084\u8a55\u4fa1\u306e\u96e3\u3057\u3055\u3092\u75db\u611f\u3057\u3001\u7406\u60f3\u3068\u73fe\u5b9f\u306e\u30ae\u30e3\u30c3\u30d7\u306b\u82e6\u3057\u3080\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u990a\u6210\u6821\u3067\u5b66\u3093\u3060\u77e5\u8b58\u3060\u3051\u3067\u306f\u5b9f\u969b\u306e\u60a3\u8005\u69d8\u306b\u5bfe\u5fdc\u3057\u304d\u308c\u305a\u3001\u9069\u5207\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u7acb\u6848\u3067\u304d\u306a\u3044\u81e8\u5e8a\u73fe\u5834\u3067\u30b9\u30ad\u30eb\u4e0d\u8db3\u3092\u611f\u3058\u3001\u81ea\u4fe1\u3092\u5931\u3063\u3066\u3057\u307e\u3044\u304c\u3061\u3067\u3059\u3002\u300c\u5148\u8f29\u306e\u3088\u3046\u306b\u7d50\u679c\u3092\u51fa\u305b\u306a\u3044\u300d\u3068\u3044\u3046\u7126\u308a\u3068\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u304c\u91cd\u306a\u308a\u3001\u6bce\u65e5\u306e\u51fa\u52e4\u304c\u3064\u3089\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u65b0\u4eba\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7.\u60a3\u8005\u5bfe\u5fdc\u3084\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u96e3\u3057\u3055<\/h3>\n\n\n\n<p>\u3059\u3079\u3066\u306e\u60a3\u8005\u69d8\u304c\u30ea\u30cf\u30d3\u30ea\u306b\u5bfe\u3057\u3066\u524d\u5411\u304d\u306b\u53d6\u308a\u7d44\u3093\u3067\u304f\u308c\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u610f\u601d\u758e\u901a\u3084\u4fe1\u983c\u95a2\u4fc2\u306e\u69cb\u7bc9\u306b\u306f\u591a\u5927\u306a\u52b4\u529b\u3092\u8981\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u75c5\u6c17\u3084\u602a\u6211\u306b\u3088\u308b\u30b7\u30e7\u30c3\u30af\u304b\u3089\u611f\u60c5\u7684\u306b\u306a\u3063\u3066\u3044\u308b\u60a3\u8005\u69d8\u3084\u3001\u9ad8\u6b21\u8133\u6a5f\u80fd\u969c\u5bb3\u3092\u304a\u6301\u3061\u306e\u65b9\u3001\u8a8d\u77e5\u75c7\u306e\u65b9\u3068\u306e\u60a3\u8005\u69d8\u5bfe\u5fdc\u306f\u4e00\u7b4b\u7e04\u3067\u306f\u3044\u304d\u307e\u305b\u3093\u3002\u30b9\u30e0\u30fc\u30ba\u306b\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u304c\u53d6\u308c\u305a\u30ea\u30cf\u30d3\u30ea\u3092\u62d2\u5426\u3055\u308c\u305f\u308a\u3001\u3054\u5bb6\u65cf\u304b\u3089\u30cf\u30fc\u30c9\u30eb\u306e\u9ad8\u3044\u8981\u6c42\u3092\u6c42\u3081\u3089\u308c\u305f\u308a\u3059\u308b\u3053\u3068\u3067\u3001\u6c17\u75b2\u308c\u3068\u75b2\u52b4\u611f\u304c\u84c4\u7a4d\u3057\u3066\u3044\u304f\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8.\u300c\u4eba\u624b\u4e0d\u8db3\u30fb\u30ef\u30f3\u30aa\u30da\u300d\u3067\u4f11\u307f\u304c\u53d6\u308c\u306a\u3044\u8077\u5834\u74b0\u5883<\/h3>\n\n\n\n<p>\u6162\u6027\u7684\u306a\u4eba\u624b\u4e0d\u8db3\u306b\u9665\u3063\u3066\u3044\u308b\u8077\u5834\u74b0\u5883\u3067\u306f\u3001PT1\u4eba\u3042\u305f\u308a\u306e\u696d\u52d9\u91cf\u304c\u8df3\u306d\u4e0a\u304c\u308a\u3001\u6709\u7d66\u6d88\u5316\u3084\u4f11\u65e5\u53d6\u5f97\u304c\u96e3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>1\u65e5\u3042\u305f\u308a\u306e\u53d6\u5f97\u5358\u4f4d\u6570\u3092\u9650\u754c\u307e\u3067\u8a70\u3081\u8fbc\u307e\u308c\u308b\u3053\u3068\u3067\u3001\u4f53\u529b\u3092\u56de\u5fa9\u3059\u308b\u4f59\u88d5\u304c\u306a\u304f\u306a\u308a\u3001\u4f11\u307f\u304c\u5c11\u306a\u3044\u72b6\u614b\u304c\u5e38\u614b\u5316\u3057\u307e\u3059\u3002\u300c\u81ea\u5206\u304c\u4f11\u3080\u3068\u73fe\u5834\u304c\u56de\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u74b0\u5883\u7684\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u304b\u3089\u4f11\u3080\u3053\u3068\u3082\u3067\u304d\u305a\u3001\u60aa\u5faa\u74b0\u306b\u9665\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u3010\u8077\u5834\u30bf\u30a4\u30d7\u5225\u3011\u7406\u5b66\u7642\u6cd5\u58eb\u304c\u3064\u3089\u3055\u3092\u611f\u3058\u3084\u3059\u3044\u30dd\u30a4\u30f3\u30c8\u6bd4\u8f03<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u3064\u306e\u50cd\u304f\u98a8\u666f\u304c\u4e26\u3093\u3060\u6bd4\u8f03\u5199\u771f-1024x683.jpg\" alt=\"\u75c5\u9662\u3001\u8a2a\u554f\u30ea\u30cf\uff08\u8eca\u79fb\u52d5\uff09\u3001\u4ecb\u8b77\u65bd\u8a2d\u3001\u30af\u30ea\u30cb\u30c3\u30af\u306e4\u3064\u306e\u50cd\u304f\u98a8\u666f\u304c\u4e26\u3093\u3060\u6bd4\u8f03\u5199\u771f\" class=\"wp-image-5434\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u3064\u306e\u50cd\u304f\u98a8\u666f\u304c\u4e26\u3093\u3060\u6bd4\u8f03\u5199\u771f-1024x683.jpg 1024w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u3064\u306e\u50cd\u304f\u98a8\u666f\u304c\u4e26\u3093\u3060\u6bd4\u8f03\u5199\u771f-300x200.jpg 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u3064\u306e\u50cd\u304f\u98a8\u666f\u304c\u4e26\u3093\u3060\u6bd4\u8f03\u5199\u771f-768x512.jpg 768w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u3064\u306e\u50cd\u304f\u98a8\u666f\u304c\u4e26\u3093\u3060\u6bd4\u8f03\u5199\u771f-485x323.jpg 485w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/4\u3064\u306e\u50cd\u304f\u98a8\u666f\u304c\u4e26\u3093\u3060\u6bd4\u8f03\u5199\u771f.jpg 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u300c\u4eca\u306e\u8077\u5834\u304c\u3064\u3089\u3044\u300d\u3068\u611f\u3058\u3066\u3044\u3066\u3082\u3001\u305d\u308c\u306f\u7406\u5b66\u7642\u6cd5\u58eb\u3068\u3044\u3046\u4ed5\u4e8b\u305d\u306e\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u300c\u4eca\u306e\u8077\u5834\u306e\u50cd\u304d\u65b9\u300d\u304c\u3042\u306a\u305f\u306e\u4fa1\u5024\u89b3\u306b\u5408\u3063\u3066\u3044\u306a\u3044\u3060\u3051\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u6d3b\u8e8d\u306e\u5834\u306f\u75c5\u9662\u3060\u3051\u3067\u306a\u304f\u3001\u8a2a\u554f\u30ea\u30cf\u3084\u4ecb\u8b77\u65bd\u8a2d\u3001\u30af\u30ea\u30cb\u30c3\u30af\u306a\u3069\u591a\u5c90\u306b\u308f\u305f\u308a\u3001\u305d\u308c\u305e\u308c\u300c\u5927\u5909\u306a\u30dd\u30a4\u30f3\u30c8\u300d\u3084\u300c\u50cd\u304d\u3084\u3059\u3055\u300d\u306e\u6027\u8cea\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u5404\u8077\u5834\u30bf\u30a4\u30d7\u306b\u304a\u3051\u308b\u8ca0\u62c5\u306e\u539f\u56e0\u3068\u50cd\u304d\u65b9\u306e\u7279\u5fb4\u3092\u6bd4\u8f03\u3057\u3001\u81ea\u5206\u3089\u3057\u304f\u50cd\u3051\u308b\u74b0\u5883\u3092\u898b\u3064\u3081\u76f4\u3057\u3066\u307f\u308b\u3053\u3068\u3082\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table stk-table-scroll\"><table><tbody><tr><td><strong>\u8077\u5834\u30bf\u30a4\u30d7<\/strong><\/td><td><strong>\u3064\u3089\u304f\u306a\u308a\u3084\u3059\u3044\u8981\u56e0<\/strong><\/td><td><strong>\u4f53\u529b\u8ca0\u62c5<\/strong><\/td><td><strong>\u6b8b\u696d\u30fb\u52c9\u5f37\u4f1a<\/strong><\/td><td><strong>\u50cd\u304d\u65b9\u306e\u7279\u5fb4<\/strong><\/td><\/tr><tr><td>\u6025\u6027\u671f\u30fb\u56de\u5fa9\u671f\u75c5\u9662<\/td><td>\u75c7\u4f8b\u767a\u8868\u30fb\u591a\u8077\u7a2e\u9023\u643a\u30fb\u52c9\u5f37\u4f1a<\/td><td>\u4e2d\u301c\u9ad8<\/td><td>\u591a\u3081<\/td><td>\u77e5\u8b58\u30fb\u6280\u8853\u306f\u78e8\u3051\u308b\u304c\u696d\u52d9\u91cf\u591a<\/td><\/tr><tr><td>\u8a2a\u554f\u30ea\u30cf\u30d3\u30ea<\/td><td>\u79fb\u52d5\u30fb\u5358\u72ec\u5224\u65ad\u30fb\u3054\u5bb6\u65cf\u5bfe\u5fdc<\/td><td>\u4e2d<\/td><td>\u5c11\u306a\u3081<\/td><td>\u4e00\u4eba\u8077\u5834\u3067\u30de\u30a4\u30da\u30fc\u30b9\u3001\u7d66\u4e0e\u9ad8\u3081<\/td><\/tr><tr><td>\u4ecb\u8b77\u65bd\u8a2d\uff08\u8001\u5065\u7b49\uff09<\/td><td>\u79fb\u4e57\u4ecb\u52a9\u30fb\u6a5f\u80fd\u8a13\u7df4\u6307\u5c0e\u54e1\u517c\u52d9<\/td><td>\u9ad8<\/td><td>\u5c11\u306a\u3081<\/td><td>\u751f\u6d3b\u671f\u4e2d\u5fc3\u3001\u4f53\u529b\u304c\u30dd\u30a4\u30f3\u30c8<\/td><\/tr><tr><td>\u30af\u30ea\u30cb\u30c3\u30af<\/td><td>1\u65e5\u306e\u30b3\u30de\u6570\u904e\u591a\u30fb\u9ad8\u901f\u5bfe\u5fdc<\/td><td>\u4e2d<\/td><td>\u5c11\u306a\u3081<\/td><td>\u60a3\u8005\u6570\u304c\u591a\u304f\u624b\u6280\u306e\u9023\u7d9a<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u7406\u5b66\u7642\u6cd5\u58eb\u304c\u3064\u3089\u3044\u30fb\u9650\u754c\u3068\u611f\u3058\u305f\u6642\u306e\u73fe\u5b9f\u7684\u306a\u5bfe\u51e6\u6cd5<\/h2>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u304c\u3064\u3089\u3044\u30fb\u9650\u754c\u3068\u611f\u3058\u305f\u6642\u306e\u73fe\u5b9f\u7684\u306a\u5bfe\u51e6\u6cd5\u306b\u3064\u3044\u3066\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f53\u529b\u9762\u30fb\u7cbe\u795e\u9762\u306e\u75b2\u52b4\u3092\u30bb\u30eb\u30d5\u30b1\u30a2\u3067\u8efd\u6e1b\u3059\u308b<\/h3>\n\n\n\n<p>\u8eab\u4f53\u3068\u7cbe\u795e\u306e\u75b2\u52b4\u304c\u9650\u754c\u306b\u9054\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u4f55\u3088\u308a\u3082\u307e\u305a\u4f11\u990a\u3092\u6700\u512a\u5148\u306b\u3057\u3001\u30bb\u30eb\u30d5\u30b1\u30a2\u306e\u7fd2\u6163\u3092\u53d6\u308a\u5165\u308c\u308b\u3053\u3068\u304c\u5148\u6c7a\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u65e5\u3005\u306e\u696d\u52d9\u306b\u304a\u3044\u3066\u306f\u81ea\u5206\u306a\u308a\u306e\u30eb\u30fc\u30c6\u30a3\u30f3\u3092\u4f5c\u6210\u3057\u3001\u66f8\u985e\u4f5c\u696d\u3084\u4e8b\u524d\u6e96\u5099\u3092\u30c6\u30f3\u30d7\u30ec\u30fc\u30c8\u5316\u3057\u3066\u52b9\u7387\u5316\u3092\u56f3\u308a\u307e\u3057\u3087\u3046\u3002\u4ed5\u4e8b\u304c\u7d42\u308f\u3063\u305f\u5f8c\u306f\u610f\u8b58\u7684\u306b\u30ea\u30cf\u30d3\u30ea\u306e\u3053\u3068\u304b\u3089\u96e2\u308c\u3001\u8cea\u306e\u9ad8\u3044\u7761\u7720\u3068\u30d0\u30e9\u30f3\u30b9\u306e\u826f\u3044\u98df\u4e8b\u306a\u3069\u3092\u5fc3\u304c\u3051\u3001\u8eab\u4f53\u306e\u30b3\u30f3\u30c7\u30a3\u30b7\u30e7\u30f3\u3092\u6574\u3048\u308b\u3053\u3068\u304c\u7cbe\u795e\u7684\u306a\u8e0f\u3093\u5f35\u308a\u3092\u7dad\u6301\u3059\u308b\u571f\u53f0\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8077\u5834\u5185\u306e\u76f8\u8ac7\u30e9\u30a4\u30f3\u3092\u6d3b\u7528\u30fb\u696d\u52d9\u306e\u5272\u308a\u632f\u308a\u3092\u898b\u76f4\u3059<\/h3>\n\n\n\n<p>\u4e00\u4eba\u3067\u554f\u984c\u3092\u62b1\u3048\u8fbc\u307e\u305a\u3001\u4fe1\u983c\u3067\u304d\u308b\u5148\u8f29\u3084\u4e0a\u53f8\u3078\u81ea\u8eab\u306e\u73fe\u72b6\u3092\u7387\u76f4\u306b\u76f8\u8ac7\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u5bfe\u5fdc\u304c\u96e3\u3057\u3044\u60a3\u8005\u69d8\u306e\u5834\u5408\u306f\u30c1\u30fc\u30e0\u4f53\u5236\u3067\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3078\u5207\u308a\u66ff\u3048\u3066\u3082\u3089\u3063\u305f\u308a\u3001\u62c5\u5f53\u6570\u3092\u4e00\u6642\u7684\u306b\u8abf\u6574\u3057\u3066\u3082\u3089\u3063\u305f\u308a\u3059\u308b\u4ea4\u6e09\u304c\u6709\u52b9\u3067\u3059\u3002\u307e\u305f\u3001\u591a\u8077\u7a2e\u3068\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u60a9\u3093\u3067\u3044\u308b\u5834\u5408\u3082\u3001\u9593\u306b\u5165\u3063\u3066\u3046\u307e\u304f\u8abf\u6574\u3057\u3066\u304f\u308c\u308b\u7d4c\u9a13\u8c4a\u5bcc\u306a\u4e0a\u53f8\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u53d7\u3051\u308b\u3053\u3068\u3067\u3001\u89e3\u6c7a\u3078\u306e\u9053\u7b4b\u304c\u898b\u3048\u3066\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9650\u754c\u3092\u8fce\u3048\u308b\u524d\u306b\u300c\u4f11\u8077\u300d\u3084\u300c\u9000\u8077\u300d\u306e\u9078\u629e\u80a2\u3092\u6e96\u5099\u3059\u308b<\/h3>\n\n\n\n<p><span style=\"font-size: revert;letter-spacing: 0.025em\">\u5411\u304d\u5408\u3044\u65b9\u3092\u5de5\u592b\u3057\u3066\u3082\u597d\u8ee2\u3057\u306a\u3044\u5834\u5408\u306f\u3001\u30e1\u30f3\u30bf\u30eb\u4e0d\u8abf\u3067\u5012\u308c\u3066\u3057\u307e\u3046\u524d\u306b\u4f11\u8077\u3084\u9000\u8077\u306e\u9078\u629e\u80a2\u3092\u8996\u91ce\u306b\u5165\u308c\u308b<\/span>\u3053\u3068\u3082\u9078\u629e\u80a2\u306e\u4e00\u3064\u3067\u3059\u3002<br><br><p data-path-to-node=\"54\">\u81ea\u5206\u306e\u5fc3\u306e\u8b66\u544a\u3092\u7121\u8996\u3057\u3066\u50cd\u304d\u7d9a\u3051\u308b\u3068\u3001\u5fa9\u8077\u307e\u3067\u306b\u6570\u5e74\u5358\u4f4d\u306e\u6642\u9593\u3092\u8981\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002\u300c\u305b\u3063\u304b\u304f\u53d6\u3063\u305f\u56fd\u5bb6\u8cc7\u683c\u3060\u304b\u3089\u300d\u300c\u9014\u4e2d\u3067\u8f9e\u3081\u308b\u306e\u306f\u7518\u3048\u3060\u300d\u3068\u81ea\u5206\u3092\u8cac\u3081\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u74b0\u5883\u3092\u5909\u3048\u308b\u305f\u3081\u306e\u6e96\u5099\u3092\u9032\u3081\u308b\u3060\u3051\u3067\u3082\u7cbe\u795e\u7684\u306a\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u306f\u5927\u304d\u304f\u8efd\u6e1b\u3055\u308c\u307e\u3059\u3002<\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8f9e\u3081\u305f\u3044\u3068\u601d\u3063\u305f\u3089\u3069\u3046\u3059\u308b\uff1f\u5f8c\u6094\u3057\u306a\u3044\u305f\u3081\u306e\u30ad\u30e3\u30ea\u30a2\u9078\u629e<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u300c1\u5e74\u76ee\u30fb\u65b0\u4eba\u300d\u3067\u8f9e\u3081\u3066\u3082\u5927\u4e08\u592b\uff1f\u8ee2\u8077\u5e02\u5834\u306e\u73fe\u5b9f<\/h3>\n\n\n\n<p>\u300c1\u5e74\u76ee\u3067\u8f9e\u3081\u305f\u3089\u8ee2\u8077\u3067\u304d\u308b\u304b\u4e0d\u5b89\u300d\u3068\u5fc3\u914d\u3057\u3059\u304e\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u8ee2\u8077\u5e02\u5834\u306b\u304a\u3044\u3066\u3001\u7b2c\u4e8c\u65b0\u5352\u3084\u82e5\u624bPT\u306e\u9700\u8981\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u65e9\u671f\u9000\u8077\u3092\u3059\u308b\u969b\u3082\u3001\u5358\u306a\u308b\u4e0d\u6e80\u3067\u306f\u306a\u304f\u300c\u81ea\u5206\u304c\u3069\u3093\u306a\u74b0\u5883\u3067\u3069\u3093\u306a\u30ea\u30cf\u30d3\u30ea\u3092\u63d0\u4f9b\u3057\u305f\u3044\u304b\u300d\u3068\u3044\u3046\u524d\u5411\u304d\u306a\u9000\u8077\u7406\u7531\u306b\u5909\u63db\u3057\u3066\u4f1d\u3048\u308b\u3053\u3068\u304c\u6210\u529f\u306e\u79d8\u8a23\u3067\u3059\u30021\u5e74\u76ee\u3067\u3042\u3063\u3066\u3082\u6559\u80b2\u4f53\u5236\u306e\u6574\u3063\u305f\u8077\u5834\u3092\u9078\u3073\u76f4\u3059\u3053\u3068\u3067\u3001\u7740\u5b9f\u306b\u30ad\u30e3\u30ea\u30a2\u3092\u518d\u69cb\u7bc9\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u300c\u4eba\u624b\u4e0d\u8db3\u3067\u8f9e\u3081\u3089\u308c\u306a\u3044\u2026\u300d\u7f6a\u60aa\u611f\u3092\u4e57\u308a\u8d8a\u3048\u3066\u9000\u8077\u30fb\u8ee2\u8077\u3067\u304d\u305f\u6210\u529f\u4e8b\u4f8b<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/\u6674\u308c\u3084\u304b\u306a\u8868\u60c5\u3067\u7b11\u9854\u3067\u6b69\u304f\u5973\u6027\u7406\u5b66\u7642\u6cd5\u58eb-6aad133204926-1024x683.jpg\" alt=\"\u6674\u308c\u3084\u304b\u306a\u8868\u60c5\u3067\u7b11\u9854\u3067\u6b69\u304f\u5973\u6027\u7406\u5b66\u7642\u6cd5\u58eb\" class=\"wp-image-5435\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/\u6674\u308c\u3084\u304b\u306a\u8868\u60c5\u3067\u7b11\u9854\u3067\u6b69\u304f\u5973\u6027\u7406\u5b66\u7642\u6cd5\u58eb-6aad133204926-1024x683.jpg 1024w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/\u6674\u308c\u3084\u304b\u306a\u8868\u60c5\u3067\u7b11\u9854\u3067\u6b69\u304f\u5973\u6027\u7406\u5b66\u7642\u6cd5\u58eb-6aad133204926-300x200.jpg 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/\u6674\u308c\u3084\u304b\u306a\u8868\u60c5\u3067\u7b11\u9854\u3067\u6b69\u304f\u5973\u6027\u7406\u5b66\u7642\u6cd5\u58eb-6aad133204926-768x512.jpg 768w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/\u6674\u308c\u3084\u304b\u306a\u8868\u60c5\u3067\u7b11\u9854\u3067\u6b69\u304f\u5973\u6027\u7406\u5b66\u7642\u6cd5\u58eb-6aad133204926-485x323.jpg 485w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2026\/09\/\u6674\u308c\u3084\u304b\u306a\u8868\u60c5\u3067\u7b11\u9854\u3067\u6b69\u304f\u5973\u6027\u7406\u5b66\u7642\u6cd5\u58eb-6aad133204926.jpg 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\u300c\u81ea\u5206\u304c\u8f9e\u3081\u305f\u3089\u73fe\u5834\u304c\u56de\u3089\u306a\u3044\u300d\u300c\u4eba\u624b\u4e0d\u8db3\u3060\u304b\u3089\u8f9e\u3081\u3065\u3089\u3044\u300d\u3068\u3044\u3046\u7f6a\u60aa\u611f\u304b\u3089\u9000\u8077\u3092\u8db3\u8e0f\u307f\u3057\u3066\u3057\u307e\u3046\u65b9\u306f\u591a\u304f\u5b58\u5728\u3057\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5916\u90e8\u306e\u652f\u63f4\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u5f8c\u6094\u306a\u304f\u7406\u60f3\u306e\u74b0\u5883\u3078\u79fb\u884c\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u5b9f\u969b\u306b\u3001\u75c5\u9662\u30fb\u30c7\u30a4\u30b1\u30a2\u306b\u52e4\u52d9\u3057\u3066\u3044\u305f40\u4ee3\u5973\u6027PT\u306e\u65b9\u306f\u3001\u4e00\u4eba\u8077\u5834\u304b\u3064\u91cd\u5ea6\u306e\u4eba\u624b\u4e0d\u8db3\u304b\u3089\u300c\u8f9e\u3081\u305f\u3044\u3051\u308c\u3069\u9000\u8077\u306e\u76ee\u9014\u304c\u7acb\u305f\u306a\u3044\u300d\u3068\u3044\u3046\u72b6\u6cc1\u306b\u9665\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u30ea\u30cf\u30d3\u30ea\u696d\u52d9\u306b\u52a0\u3048\u3066\u4ecb\u8b77\u696d\u52d9\u3084\u7ba1\u7406\u8005\u696d\u52d9\u307e\u3067\u62b1\u3048\u8fbc\u307f\u3001\u5bb6\u65cf\u3068\u306e\u6642\u9593\u304c\u4e00\u5207\u53d6\u308c\u306a\u3044\u65e5\u3005\u3092\u9001\u3063\u3066\u3044\u305f\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001PTOT\u4eba\u6750\u30d0\u30f3\u30af\u306b\u76f8\u8ac7\u3057\u3001\u898b\u5b66\u30fb\u9762\u63a5\u3092\u901a\u3058\u3066\u300c\u6b8b\u696d\u306a\u3057\u30fb\u65e5\u795d\u56fa\u5b9a\u4f11\u307f\u30fb\u8a2a\u554f\u30ea\u30cf\u517c\u52d9\u53ef\u80fd\u300d\u3068\u3044\u3046\u75c5\u9662\u3078\u306e\u8ee2\u8077\u3092\u5b9f\u73fe\u3002\u3054\u81ea\u8eab\u306e\u5e0c\u671b\u8ef8\u3092\u518d\u78ba\u8a8d\u3057\u3066\u9000\u8077\u3092\u6c7a\u610f\u3067\u304d\u305f\u3053\u3068\u3067\u3001\u4eca\u3067\u306f\u5b50\u80b2\u3066\u3068\u81e8\u5e8a\u3092\u4e21\u7acb\u3067\u304d\u308b\u50cd\u304d\u3084\u3059\u3044\u8077\u5834\u74b0\u5883\u3067\u6d3b\u8e8d\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u300c\u4eba\u9593\u95a2\u4fc2\u30fb\u5f37\u5236\u53c2\u52a0\u306e\u52c9\u5f37\u4f1a\u304c\u3064\u3089\u3044\u2026\u300d\u5272\u308a\u5207\u3063\u3066\u50cd\u3051\u308b\u8077\u5834\u3078\u8ee2\u8077\u3057\u305f\u6210\u529f\u4e8b\u4f8b<\/h3>\n\n\n\n<p><span style=\"font-size: revert;letter-spacing: 0.025em\">\u696d\u52d9\u5916\u306e\u304a\u4ed8\u304d\u5408\u3044\u3084\u52c9\u5f37\u4f1a\u30fb\u5f37\u5236\u53c2\u52a0\u306e\u98f2\u307f\u4f1a\u306a\u3069\u306b\u75b2\u5f0a\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u50cd\u304d\u65b9\u306e\u4fa1\u5024\u89b3\u306b\u5408\u3063\u305f\u8077\u5834\u74b0\u5883\u3092\u9078\u3073\u76f4\u3059\u3053\u3068\u304c\u6700\u3082\u52b9\u679c\u7684\u306a\u89e3\u6c7a\u7b56\u3067\u3059\u3002<\/span><br><br><p data-path-to-node=\"66\">\u6025\u6027\u671f\u75c5\u9662\u3067\u52e4\u52d9\u3057\u3066\u3044\u305f30\u4ee3\u5973\u6027PT\u306e\u65b9\u306e\u4e8b\u4f8b\u3067\u306f\u3001\u5185\u6c17\u306a\u6027\u683c\u3082\u3042\u308a\u3001\u6642\u9593\u5916\u306e\u52c9\u5f37\u4f1a\u3084\u983b\u7e41\u306a\u30a4\u30d9\u30f3\u30c8\u3078\u306e\u53c2\u52a0\u3092\u6c42\u3081\u3089\u308c\u308b\u8077\u5834\u74b0\u5883\u306b\u30b9\u30c8\u30ec\u30b9\u3092\u611f\u3058\u3066\u304a\u3089\u308c\u307e\u3057\u305f\u3002\u304a\u8a98\u3044\u3092\u65ad\u3063\u305f\u3053\u3068\u3067\u4eba\u9593\u95a2\u4fc2\u304c\u30ae\u30af\u30b7\u30e3\u30af\u3057\u3001\u7cbe\u795e\u7684\u306b\u8010\u3048\u5207\u308c\u305a\u3054\u9000\u8077\u306b\u81f3\u3063\u305f\u7d4c\u7def\u304c\u3042\u308a\u307e\u3059\u3002\u8ee2\u8077\u6d3b\u52d5\u306b\u304a\u3044\u3066\u306f\u3001\u5f53\u793e\u306e\u30ad\u30e3\u30ea\u30a2\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u901a\u3058\u3066\u300c\u59d4\u54e1\u4f1a\u3084\u52c9\u5f37\u4f1a\u3078\u306e\u53c2\u52a0\u306f\u5f37\u5236\u3067\u306f\u306a\u304f\u6709\u5fd7\u300d\u300c\u8077\u5834\u5185\u306e\u98f2\u307f\u4f1a\u53c2\u52a0\u3082\u5f37\u5236\u3057\u306a\u3044\u300d\u3068\u3044\u3046\u98a8\u901a\u3057\u306e\u826f\u3044\u7dcf\u5408\u75c5\u9662\u3092\u767a\u6398\u3002\u696d\u52d9\u3068\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u3092\u5272\u308a\u5207\u3063\u3066\u50cd\u3051\u308b\u74b0\u5883\u3067\u3042\u308b\u3053\u3068\u304c\u4e8b\u524d\u306b\u78ba\u8a8d\u3067\u304d\u305f\u305f\u3081\u3001\u5b89\u5fc3\u3057\u3066\u5e38\u52e4\u5fa9\u5e30\u3092\u679c\u305f\u3057\u3001\u3054\u81ea\u5206\u306e\u30da\u30fc\u30b9\u3067\u3044\u304d\u3044\u304d\u3068\u50cd\u304b\u308c\u3066\u3044\u307e\u3059\u3002<\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u3064\u3089\u3055\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f\uff08FAQ\uff09<\/h2>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u3064\u3089\u3055\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f\u306b\u3064\u3044\u3066\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q1: \u7406\u5b66\u7642\u6cd5\u58eb\u306e\u7d66\u6599\u306f\u672c\u5f53\u306b\u4e0a\u304c\u308a\u306b\u304f\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/h3>\n\n\n\n<p><strong>A. \u69cb\u9020\u4e0a\u3001\u5927\u5e45\u306a\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\u306f\u96e3\u3057\u3044\u3067\u3059\u304c\u3001\u8077\u5834\u9078\u5b9a\u3084\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u306b\u3088\u3063\u3066\u5e74\u53ce\u3092\u4e0a\u3052\u308b\u3053\u3068\u306f\u53ef\u80fd\u3067\u3059\u3002<\/strong><\/p>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u8a3a\u7642\u5831\u916c\u306f1\u5358\u4f4d\u3042\u305f\u308a\u306e\u4e0a\u9650\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u75c5\u9662\u3084\u65bd\u8a2d\u3067\u306e\u5927\u5e45\u306a\u5b9a\u671f\u6607\u7d66\u306f\u671f\u5f85\u3057\u306b\u304f\u3044\u306e\u304c\u5b9f\u72b6\u3067\u3059\u3002\u3057\u304b\u3057\u3001\u8a2a\u554f\u30ea\u30cf\u30d3\u30ea\u306e\u3088\u3046\u306b\u500b\u4eba\u306e\u8a2a\u554f\u4ef6\u6570\u306b\u5fdc\u3058\u3066\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u304c\u652f\u7d66\u3055\u308c\u308b\u8077\u5834\u3092\u9078\u3093\u3060\u308a\u3001\u624b\u5f53\u306e\u539a\u3044\u5f79\u8077\u306b\u5c31\u304f\u3053\u3068\u3067\u5e74\u53ce450\u4e07\u301c500\u4e07\u5186\u4ee5\u4e0a\u3092\u76ee\u6307\u3059\u3053\u3068\u306f\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q2: \u75c5\u9662\u4ee5\u5916\u3067\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u8cc7\u683c\u3092\u6d3b\u304b\u305b\u308b\u304a\u3059\u3059\u3081\u306e\u8ee2\u8077\u5148\u306f\uff1f<\/h3>\n\n\n\n<p><strong>A. \u8a2a\u554f\u770b\u8b77\u30b9\u30c6\u30fc\u30b7\u30e7\u30f3\u3084\u4ecb\u8b77\u65bd\u8a2d\u3001\u969c\u5bb3\u5150\u65bd\u8a2d\u3001\u4e00\u822c\u4f01\u696d\u306e\u30d8\u30eb\u30b9\u30b1\u30a2\u90e8\u9580\u306a\u3069\u591a\u5c90\u306b\u308f\u305f\u308a\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n<p>\u75c5\u9662\u4ee5\u5916\u306e\u4e3b\u306a\u6d3b\u8e8d\u306e\u5834\u3068\u3057\u3066\u3001\u4ee5\u4e0b\u306e\u9078\u629e\u80a2\u304c\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<ul>\n<li><strong>\u8a2a\u554f\u770b\u8b77\u30b9\u30c6\u30fc\u30b7\u30e7\u30f3:<\/strong> \u4e00\u5bfe\u4e00\u3067\u5bc4\u308a\u6dfb\u3063\u305f\u30ea\u30cf\u30d3\u30ea\u304c\u53ef\u80fd\u3067\u3001\u9ad8\u53ce\u5165\u3092\u72d9\u3044\u3084\u3059\u3044<\/li>\n\n\n\n<li><strong>\u4ecb\u8b77\u8001\u4eba\u4fdd\u5065\u65bd\u8a2d\u30fb\u30c7\u30a4\u30b5\u30fc\u30d3\u30b9:<\/strong> \u6b8b\u696d\u304c\u5c11\u306a\u3081\u3067\u3001\u751f\u6d3b\u671f\u30ea\u30cf\u30d3\u30ea\u306b\u7279\u5316\u3057\u3066\u95a2\u308f\u308c\u308b<\/li>\n\n\n\n<li><strong>\u969c\u5bb3\u5150\u5165\u6240\u65bd\u8a2d\u30fb\u5150\u7ae5\u767a\u9054\u652f\u63f4:<\/strong> \u5c0f\u5150\u30ea\u30cf\u30d3\u30ea\u306b\u8208\u5473\u304c\u3042\u308b\u65b9\u306b\u6700\u9069<\/li>\n\n\n\n<li><strong>\u30d8\u30eb\u30b9\u30b1\u30a2\u95a2\u9023\u306e\u4e00\u822c\u4f01\u696d:<\/strong> \u4e88\u9632\u4e8b\u696d\u3084\u30d5\u30a3\u30c3\u30c8\u30cd\u30b9\u3001\u30ea\u30cf\u30d3\u30ea\u6a5f\u5668\u306e\u958b\u767a\u7b49\u3067\u77e5\u8b58\u3092\u6d3b\u304b\u305b\u308b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Q3: \u8077\u5834\u306e\u6b8b\u696d\u3084\u52c9\u5f37\u4f1a\u306e\u5b9f\u614b\u3092\u4e8b\u524d\u306b\u77e5\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/h2>\n\n\n\n<p><strong>A. \u8077\u5834\u306e\u4e8b\u524d\u898b\u5b66\u3084\u3001\u73fe\u5834\u306e\u5185\u90e8\u60c5\u5831\u306b\u8a73\u3057\u3044\u8ee2\u8077\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u78ba\u8a8d\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n<p>\u6c42\u4eba\u7968\u306e\u6587\u5b57\u60c5\u5831\u3060\u3051\u3067\u306f\u300c\u52c9\u5f37\u4f1a\u304c\u5f37\u5236\u53c2\u52a0\u304b\u6709\u5fd7\u304b\u300d\u300c\u5b9f\u969b\u306e\u5e73\u5747\u6b8b\u696d\u6642\u9593\u306f\u3069\u308c\u304f\u3089\u3044\u304b\u300d\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u306f\u96e3\u3057\u3044\u30b1\u30fc\u30b9\u3082\u591a\u3044\u306e\u304c\u73fe\u72b6\u3067\u3059\u3002\u9762\u63a5\u6642\u306e\u898b\u5b66\u3067\u73fe\u5834\u30b9\u30bf\u30c3\u30d5\u306e\u8868\u60c5\u3084\u96f0\u56f2\u6c17\u3092\u89b3\u5bdf\u3059\u308b\u3053\u3068\u306b\u52a0\u3048\u3001PTOT\u4eba\u6750\u30d0\u30f3\u30af\u306e\u3088\u3046\u306a\u30ea\u30cf\u30d3\u30ea\u8077\u5c02\u9580\u306e\u30ad\u30e3\u30ea\u30a2\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u901a\u3058\u3066\u3001\u5b9f\u969b\u306e\u8077\u5834\u5185\u60c5\u3092\u30d2\u30a2\u30ea\u30f3\u30b0\u3059\u308b\u3053\u3068\u304c\u6700\u3082\u78ba\u5b9f\u306a\u624b\u6cd5\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u307e\u3068\u3081\uff5c\u3064\u3089\u3055\u3092\u6211\u6162\u3057\u3059\u304e\u305a\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u50cd\u304d\u65b9\u3092\u9078\u307c\u3046<\/h2>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u4ed5\u4e8b\u3067\u300c\u3064\u3089\u3044\u300d\u300c\u8f9e\u3081\u305f\u3044\u300d\u3068\u611f\u3058\u308b\u80cc\u666f\u306b\u306f\u3001\u4f53\u529b\u7684\u30fb\u7cbe\u795e\u7684\u306a\u8ca0\u62c5\u3084\u5f85\u9047\u9762\u306e\u4e0d\u5b89\u306a\u3069\u304c\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u7121\u7406\u3092\u3057\u3066\u81ea\u5206\u3092\u8ffd\u3044\u8a70\u3081\u308b\u524d\u306b\u3001\u30bb\u30eb\u30d5\u30b1\u30a2\u3084\u8077\u5834\u3078\u306e\u76f8\u8ac7\u3092\u8a66\u307f\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002\u305d\u308c\u3067\u3082\u72b6\u6cc1\u304c\u5909\u308f\u3089\u306a\u3044\u5834\u5408\u306f\u3001\u6211\u6162\u3092\u7d9a\u3051\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u300c\u8ee2\u8077\u300d\u3068\u3044\u3046\u9078\u629e\u80a2\u3092\u5e38\u306b\u6301\u3061\u3001\u81ea\u5206\u3089\u3057\u304f\u751f\u304d\u751f\u304d\u3068\u50cd\u3051\u308b\u74b0\u5883\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7406\u60f3\u306e\u8077\u5834\u3092\u898b\u3064\u3051\u308b\u306a\u3089\u300cPTOT\u4eba\u6750\u30d0\u30f3\u30af\u300d\u3078\u76f8\u8ac7<\/h3>\n\n\n\n<p>\u300c\u8077\u5834\u306e\u4eba\u9593\u95a2\u4fc2\u3084\u6b8b\u696d\u306e\u5b9f\u614b\u3092\u77e5\u308a\u305f\u3044\u300d\u300c\u4eba\u624b\u4e0d\u8db3\u3067\u8f9e\u3081\u3065\u3089\u3044\u304c\u65b0\u3057\u3044\u74b0\u5883\u3092\u63a2\u3057\u305f\u3044\u300d\u3068\u304a\u60a9\u307f\u306e\u65b9\u306f\u3001\u305c\u3072<strong>PTOT\u4eba\u6750\u30d0\u30f3\u30af<\/strong>\u3078\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p>\u30ea\u30cf\u30d3\u30ea\u8077\u5c02\u4efb\u306e\u30ad\u30e3\u30ea\u30a2\u30d1\u30fc\u30c8\u30ca\u30fc\u304c\u3001\u6c42\u4eba\u7968\u306b\u306f\u8f09\u3063\u3066\u3044\u306a\u3044\u300c\u73fe\u5834\u306e\u30ea\u30a2\u30eb\u306a\u96f0\u56f2\u6c17\u300d\u3084\u300c\u52c9\u5f37\u4f1a\u30fb\u6b8b\u696d\u306e\u6709\u7121\u300d\u307e\u3067\u7d30\u304b\u304f\u78ba\u8a8d\u3057\u3001\u3042\u306a\u305f\u306e\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u306b\u6700\u9069\u306a\u8077\u5834\u3092\u3054\u63d0\u6848\u3057\u307e\u3059\u3002\u8cbb\u7528\u8ca0\u62c5\u306a\u304f\u3054\u5229\u7528\u3044\u305f\u3060\u3051\u307e\u3059\u306e\u3067\u3001\u307e\u305a\u306f\u304a\u6c17\u8efd\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.ptotjinzaibank.com\/glp\/PC_org_004?action=spor_pt_column_banner_hard\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"410\" src=\"http:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2024\/11\/RJB\u8ee2\u8077\u30b3\u30e9\u30e0\u30d0\u30ca\u30fcJINZAI-22393-\u540c\u8abf\u6027.jpg\" alt=\"\u60c5\u5831\u53ce\u96c6\u304b\u3089\u59cb\u3081\u308b\u65b9\u304c\u591a\u6570\" class=\"wp-image-3947\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2024\/11\/RJB\u8ee2\u8077\u30b3\u30e9\u30e0\u30d0\u30ca\u30fcJINZAI-22393-\u540c\u8abf\u6027.jpg 780w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2024\/11\/RJB\u8ee2\u8077\u30b3\u30e9\u30e0\u30d0\u30ca\u30fcJINZAI-22393-\u540c\u8abf\u6027-300x158.jpg 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2024\/11\/RJB\u8ee2\u8077\u30b3\u30e9\u30e0\u30d0\u30ca\u30fcJINZAI-22393-\u540c\u8abf\u6027-768x404.jpg 768w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2024\/11\/RJB\u8ee2\u8077\u30b3\u30e9\u30e0\u30d0\u30ca\u30fcJINZAI-22393-\u540c\u8abf\u6027-485x255.jpg 485w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/><\/a><\/figure>\n\n\n\n<p><br><span class=\"pre--font-size span-stk-fs-s\"><a href=\"https:\/\/www.ptotjinzaibank.com\/service\/qa\">PTOT\u4eba\u6750\u30d0\u30f3\u30af\u3078\u306e\u3088\u304f\u3042\u308b\u3054\u8cea\u554f<\/a><br><a href=\"https:\/\/www.ptotjinzaibank.com\/service\/user_voice\">PTOT\u4eba\u6750\u30d0\u30f3\u30af\u3054\u5229\u7528\u8005\u69d8\u306e\u58f0\uff08\u53e3\u30b3\u30df\uff09<\/a><br><a href=\"https:\/\/www.ptotjinzaibank.com\/pt\">\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u306e\u6c42\u4eba\u30fb\u8ee2\u8077\u60c5\u5831\u306f\u3053\u3061\u3089<\/a><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u95a2\u9023\u8a18\u4e8b<\/h2>\n\n\n\n<p>\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u306e\u60a9\u307f\u306b\u95a2\u3059\u308b\u304a\u3059\u3059\u3081\u8a18\u4e8b\u3092\u3054\u7d39\u4ecb\u3002<\/p>\n\n\n<div class=\"related_article typesimple\"><a class=\"related_article__link no-icon\" href=\"https:\/\/www.ptotjinzaibank.com\/pt\/tensyoku-column\/post\/not-fun\/\"><figure class=\"eyecatch of-cover thum\"><img loading=\"lazy\" decoding=\"async\" width=\"485\" height=\"243\" src=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/\u7406\u5b66\u7642\u6cd5\u58eb_\u8f9e\u3081\u305f\u3044-485x243.png\" class=\"archives-eyecatch-image attachment-oc-post-thum wp-post-image\" alt=\"\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u3092\u8f9e\u3081\u305f\u3044\u30fb\u697d\u3057\u304f\u306a\u3044\u6642\u306e\u5bfe\u51e6\u6cd5\u3068\u3088\u304f\u3042\u308b\u7406\u7531\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/\u7406\u5b66\u7642\u6cd5\u58eb_\u8f9e\u3081\u305f\u3044-485x243.png 485w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/\u7406\u5b66\u7642\u6cd5\u58eb_\u8f9e\u3081\u305f\u3044-300x150.png 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/\u7406\u5b66\u7642\u6cd5\u58eb_\u8f9e\u3081\u305f\u3044-1024x512.png 1024w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/\u7406\u5b66\u7642\u6cd5\u58eb_\u8f9e\u3081\u305f\u3044-768x384.png 768w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/\u7406\u5b66\u7642\u6cd5\u58eb_\u8f9e\u3081\u305f\u3044.png 1200w\" sizes=\"(max-width: 485px) 45vw, 485px\" \/><\/figure><div class=\"related_article__meta archives_post__meta inbox\"><div class=\"related_article__ttl ttl\"><span class=\"labeltext\">\u95a2\u9023\u8a18\u4e8b<\/span>\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u3092\u8f9e\u3081\u305f\u3044\u30fb\u697d\u3057\u304f\u306a\u3044\u6642\u306e\u5bfe\u51e6\u6cd5\u3068\u3088\u304f\u3042\u308b\u7406\u7531<\/div><time class=\"time__date gf undo\">2023.01.30<\/time><\/div><\/a><\/div>\n\n<div class=\"related_article typesimple\"><a class=\"related_article__link no-icon\" href=\"https:\/\/www.ptotjinzaibank.com\/pt\/tensyoku-column\/post\/fun\/\"><figure class=\"eyecatch of-cover thum\"><img loading=\"lazy\" decoding=\"async\" width=\"485\" height=\"243\" src=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/1_optimized-4-485x243.png\" class=\"archives-eyecatch-image attachment-oc-post-thum wp-post-image\" alt=\"\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u306e\u3084\u308a\u304c\u3044\uff01\u697d\u3057\u3055\u3092\u611f\u3058\u308b\u77ac\u9593\u306b\u3064\u3044\u3066\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/1_optimized-4-485x243.png 485w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/1_optimized-4-300x150.png 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/1_optimized-4-1024x512.png 1024w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/1_optimized-4-768x384.png 768w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/1_optimized-4.png 1200w\" sizes=\"(max-width: 485px) 45vw, 485px\" \/><\/figure><div class=\"related_article__meta archives_post__meta inbox\"><div class=\"related_article__ttl ttl\"><span class=\"labeltext\">\u95a2\u9023\u8a18\u4e8b<\/span>\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u306e\u3084\u308a\u304c\u3044\uff01\u697d\u3057\u3055\u3092\u611f\u3058\u308b\u77ac\u9593\u306b\u3064\u3044\u3066<\/div><time class=\"time__date gf undo\">2022.11.21<\/time><\/div><\/a><\/div>\n\n<div class=\"related_article typesimple\"><a class=\"related_article__link no-icon\" href=\"https:\/\/www.ptotjinzaibank.com\/pt\/tensyoku-column\/post\/ningen-kankei\/\"><figure class=\"eyecatch of-cover thum\"><img loading=\"lazy\" decoding=\"async\" width=\"485\" height=\"243\" src=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/2_optimized-1-2-485x243.png\" class=\"archives-eyecatch-image attachment-oc-post-thum wp-post-image\" alt=\"\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u304c\u60a9\u307f\u3084\u3059\u3044\u4eba\u9593\u95a2\u4fc2\u306e\u30c8\u30e9\u30d6\u30eb\u3068\u5411\u304d\u5408\u3044\u65b9\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/2_optimized-1-2-485x243.png 485w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/2_optimized-1-2-300x150.png 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/2_optimized-1-2-1024x512.png 1024w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/2_optimized-1-2-768x384.png 768w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/2020\/10\/2_optimized-1-2.png 1200w\" sizes=\"(max-width: 485px) 45vw, 485px\" \/><\/figure><div class=\"related_article__meta archives_post__meta inbox\"><div class=\"related_article__ttl ttl\"><span class=\"labeltext\">\u95a2\u9023\u8a18\u4e8b<\/span>\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u304c\u60a9\u307f\u3084\u3059\u3044\u4eba\u9593\u95a2\u4fc2\u306e\u30c8\u30e9\u30d6\u30eb\u3068\u5411\u304d\u5408\u3044\u65b9<\/div><time class=\"time__date gf undo\">2022.06.27<\/time><\/div><\/a><\/div>\n\n<div class=\"related_article typesimple\"><a class=\"related_article__link no-icon\" href=\"https:\/\/www.ptotjinzaibank.com\/pt\/tensyoku-column\/post\/izime\/\"><figure class=\"eyecatch of-cover thum\"><img loading=\"lazy\" decoding=\"async\" width=\"485\" height=\"323\" src=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/1616\/92\/202031_01.jpg\" class=\"archives-eyecatch-image attachment-oc-post-thum wp-post-image\" alt=\"\" srcset=\"https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/1616\/92\/202031_01.jpg 914w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/1616\/92\/202031_01-300x200.jpg 300w, https:\/\/www.ptotjinzaibank.com\/pt\/wp-content\/uploads\/sites\/2\/1616\/92\/202031_01-768x512.jpg 768w\" sizes=\"(max-width: 485px) 45vw, 485px\" \/><\/figure><div class=\"related_article__meta archives_post__meta inbox\"><div class=\"related_article__ttl ttl\"><span class=\"labeltext\">\u95a2\u9023\u8a18\u4e8b<\/span>\u7406\u5b66\u7642\u6cd5\u58eb\u306e\u73fe\u5834\u306b\u8d77\u3053\u308b\u3044\u3058\u3081\u3068\u306f\uff1f\u305d\u306e\u5bfe\u51e6\u6cd5<\/div><time class=\"time__date gf\">2020.10.26<\/time><\/div><\/a><\/div>\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/www.ptotjinzaibank.com\/pt\/tensyoku-column\/\"><span class=\"pre--font-size span-stk-fs-s\">\u7406\u5b66\u7642\u6cd5\u58eb(PT)\u306e\u8a18\u4e8b\u4e00\u89a7\u3092\u898b\u308b &gt;<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u300c\u6bce\u65e5\u306e\u60a3\u8005\u69d8\u5bfe\u5fdc\u3084\u4ecb\u52a9\u4f5c\u696d\u3067\u8eab\u4f53\u304c\u9650\u754c\u2026\u300d \u300c\u3069\u308c\u3060\u3051\u9811\u5f35\u3063\u3066\u3082\u6210\u679c\u304c\u51fa\u305a\u3001\u60a3\u8005\u3055\u3093\u3084\u4e0a\u53f8\u304b\u3089\u306e\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u304c\u3064\u3089\u3044\u2026\u300d \u65e5\u3005\u3001\u60a3\u8005\u69d8\u306e\u56de\u5fa9\u306b\u5411\u3051\u3066\u5168\u529b\u3092\u5c3d\u304f\u3059\u7406\u5b66\u7642\u6cd5\u58eb\uff08PT\uff09\u3067\u3059\u304c\u3001\u601d\u3044\u901a\u308a\u306b\u3044\u304b\u306a\u3044\u81e8\u5e8a\u3084\u4eba\u9593\u95a2\u4fc2&#8230;<\/p>\n","protected":false},"author":10,"featured_media":5438,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"no","footnotes":""},"categories":[4],"tags":[13],"modified_by":"nozomiimanishi","publishpress_future_action":{"enabled":false,"date":"2026-10-01 13:53:39","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category"},"_links":{"self":[{"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/posts\/1133"}],"collection":[{"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/comments?post=1133"}],"version-history":[{"count":31,"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/posts\/1133\/revisions"}],"predecessor-version":[{"id":3080,"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/posts\/1133\/revisions\/3080"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/media\/5438"}],"wp:attachment":[{"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/media?parent=1133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/categories?post=1133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ptotjinzaibank.com\/pt\/wp-json\/wp\/v2\/tags?post=1133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}